New York City Water Main Flooding

Brian Evans • January 7, 2025

Flooding results in business interruption and damage to housing

New York City Subway D Train arriving into a station

Recent water main breaks across New York City have caused significant flooding and widespread property damage, affecting both residential and commercial properties. These incidents have disrupted daily life, inundated basements and ground floors, and caused structural and electrical complications for countless buildings. In some cases, the flooding has led to extensive business interruptions, further complicating recovery efforts for property owners and tenants alike.


As infrastructure ages, such incidents highlight the challenges posed by unexpected water damage and the long-term impacts it can have on properties. Knowledgeable oversight of emergency response and cleanup efforts, proper documentation, and thorough coordination with all affected parties, city agencies, and insurers will be critical first steps for property owners looking to address the aftermath effectively. We encourage all affected individuals to stay informed of ongoing city efforts to repair damaged infrastructure and to be proactive to ensure their safety and recovery.


Eastern Public is a complete property insurance claims and risk management firm based in New York. With over 20 years of experience, we are licensed to serve clients in the greater New York City area and across the East Coast, including New York, New Jersey,  Pennsylvania, Connecticut, Massachusetts, Vermont, Maine, Rhode Island, DC, Maryland, North Carolina, South Carolina, Kentucky, and Georgia. For 24/7 claims advice and service, contact us at (929) 999.4674 or info@EasternPublic.com .

Our Work

Knowing Enough to Know What You Don't Know
By Brian Evans June 10, 2025
In property insurance claims, Actual Cash Value (ACV) is often calculated as replacement cost minus depreciation—but that doesn’t always reflect a property’s true value. Under the Broad Evidence Rule, adjusters and appraisers are encouraged to consider multiple factors, such as market value, functional condition, and income potential, to arrive at a fairer and more accurate valuation. This approach is especially useful for properties with unique characteristics or market conditions that don’t fit neatly into a standard formula. By weighting different valuation inputs, professionals can better capture the real economic loss—leading to more balanced, defensible outcomes for both insurers and policyholders.
More Case Studies
Knowing Enough to Know What You Don't Know
By Brian Evans June 10, 2025
In property insurance claims, Actual Cash Value (ACV) is often calculated as replacement cost minus depreciation—but that doesn’t always reflect a property’s true value. Under the Broad Evidence Rule, adjusters and appraisers are encouraged to consider multiple factors, such as market value, functional condition, and income potential, to arrive at a fairer and more accurate valuation. This approach is especially useful for properties with unique characteristics or market conditions that don’t fit neatly into a standard formula. By weighting different valuation inputs, professionals can better capture the real economic loss—leading to more balanced, defensible outcomes for both insurers and policyholders.
Value of Historic Finishes in Manhattan condominium  - Eastern Public
April 24, 2020
To make a luxury property claim, you need an experienced manager to handle the details and negotiate with the insurance company.
Business income loss can include missed opportunities - Eastern Public
March 10, 2020
Eastern Public ensures your security with full coverage post-sewer line backup, ensuring material damage and lost revenue recovery for apparel retailers.
More Case Studies

News & Press

Knowing Enough to Know What You Don't Know
By Brian Evans June 10, 2025
In property insurance claims, Actual Cash Value (ACV) is often calculated as replacement cost minus depreciation—but that doesn’t always reflect a property’s true value. Under the Broad Evidence Rule, adjusters and appraisers are encouraged to consider multiple factors, such as market value, functional condition, and income potential, to arrive at a fairer and more accurate valuation. This approach is especially useful for properties with unique characteristics or market conditions that don’t fit neatly into a standard formula. By weighting different valuation inputs, professionals can better capture the real economic loss—leading to more balanced, defensible outcomes for both insurers and policyholders.
Reconstruction Delays after LA Wildfires
By Brian Evans June 9, 2025
4 steps homeowners affected by the Los Angeles Fires can take now to begin their recovery.
NYC Flood Zones
By Brian Evans June 7, 2025
Eastern Public CEO, Brian Evans explores why New York’s housing crisis can’t be solved without rethinking how and where we build, and why zoning reform is essential to climate resilience.
More News & Press