In property insurance claims, Actual Cash Value (ACV) is often calculated as replacement cost minus depreciation—but that doesn’t always reflect a property’s true value. Under the Broad Evidence Rule, adjusters and appraisers are encouraged to consider multiple factors, such as market value, functional condition, and income potential, to arrive at a fairer and more accurate valuation. This approach is especially useful for properties with unique characteristics or market conditions that don’t fit neatly into a standard formula. By weighting different valuation inputs, professionals can better capture the real economic loss—leading to more balanced, defensible outcomes for both insurers and policyholders.
4 steps homeowners affected by the Los Angeles Fires can take now to begin their recovery.
Eastern Public CEO, Brian Evans explores why New York’s housing crisis can’t be solved without rethinking how and where we build, and why zoning reform is essential to climate resilience.
Eastern Public CEO, Brian Evans with members of the New York Public Adjusters Association met with legislators to help them understand the difficulties that policyholders face in securing fair outcomes for property insurance claims and to advocate for Bill 6010-A.
Photos evidence of damage or loss is a key strategy used by Eastern Public LLC in helping property owners in recovery after a loss.
News & Press
In property insurance claims, Actual Cash Value (ACV) is often calculated as replacement cost minus depreciation—but that doesn’t always reflect a property’s true value. Under the Broad Evidence Rule, adjusters and appraisers are encouraged to consider multiple factors, such as market value, functional condition, and income potential, to arrive at a fairer and more accurate valuation. This approach is especially useful for properties with unique characteristics or market conditions that don’t fit neatly into a standard formula. By weighting different valuation inputs, professionals can better capture the real economic loss—leading to more balanced, defensible outcomes for both insurers and policyholders.
4 steps homeowners affected by the Los Angeles Fires can take now to begin their recovery.
What Our Clients Say
“My business experienced a sewage flood that rendered our office uninhabitable during peak revenue season. Completely overwhelmed, I was referred to Eastern Public. They made what would have been an awful process so much more bearable and made sure we got what we deserved in terms of loss reimbursement.”
Val V.
President , Sprigs
Mount Kisco, NY
“Thank you so much...for going above and beyond to deliver such excellent results. I couldn’t have done it without you! ”
Victoria C.
Manhattan Condo Owner
The First Party Claims Conference (FPCC) gathers leaders from across the first-party claims industry and the country for education, networking, and collaborative problem-solving. This year, Eastern Public, LLC CEO Brian Evans delivered a highly attended lecture on current developments in the claims industry.
Hiring a good Public Adjuster prevents common missteps in commercial claims
A good Public Adjuster provides valuable insight and elevates the client experience.
