Property Insurance Explained

June 24, 2019

CEO Brian Evans sits down with James Mansfield of Building In Manhattan

CEO Brian Evans sits down with James Mansfield of West Village GC in their Building In Manhattan series to talk property insurance claims. Brian shares his knowledge and expertise, from his background in construction to his work today, and how working with a public adjuster can make all the difference in the rebuild of your property. Click on the video to hear all his tips and advice. 


Eastern Public is a complete property insurance claims and risk management firm based in New York. With over 20 years of experience, we are licensed to serve clients in the greater New York City area and across the East Coast, including New York, New Jersey,  Pennsylvania, Connecticut, Massachusetts, Vermont, Maine, Rhode Island, DC, Maryland, North Carolina, South Carolina, Kentucky, and Georgia. For 24/7 claims advice and service, contact us at (929) 999.4674 or info@EasternPublic.com .

Our Work

Knowing Enough to Know What You Don't Know

Broad Evidence Rule Demystified: The Role of Weighted Factors in ACV

By Brian Evans • June 10, 2025
In property insurance claims, Actual Cash Value (ACV) is often calculated as replacement cost minus depreciation—but that doesn’t always reflect a property’s true value. Under the Broad Evidence Rule, adjusters and appraisers are encouraged to consider multiple factors, such as market value, functional condition, and income potential, to arrive at a fairer and more accurate valuation. This approach is especially useful for properties with unique characteristics or market conditions that don’t fit neatly into a standard formula. By weighting different valuation inputs, professionals can better capture the real economic loss—leading to more balanced, defensible outcomes for both insurers and policyholders.
More Case Studies
Knowing Enough to Know What You Don't Know

Broad Evidence Rule Demystified: The Role of Weighted Factors in ACV

By Brian Evans • June 10, 2025
In property insurance claims, Actual Cash Value (ACV) is often calculated as replacement cost minus depreciation—but that doesn’t always reflect a property’s true value. Under the Broad Evidence Rule, adjusters and appraisers are encouraged to consider multiple factors, such as market value, functional condition, and income potential, to arrive at a fairer and more accurate valuation. This approach is especially useful for properties with unique characteristics or market conditions that don’t fit neatly into a standard formula. By weighting different valuation inputs, professionals can better capture the real economic loss—leading to more balanced, defensible outcomes for both insurers and policyholders.
Value of Historic Finishes in Manhattan condominium - Eastern Public

Establishing the Value of Historic Finishes

April 24, 2020
To make a luxury property claim, you need an experienced manager to handle the details and negotiate with the insurance company.
Business income loss can include missed opportunities - Eastern Public

The Opportunity Cost of Physical Damage

March 10, 2020
Eastern Public ensures your security with full coverage post-sewer line backup, ensuring material damage and lost revenue recovery for apparel retailers.
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News & Press

Knowing Enough to Know What You Don't Know

Broad Evidence Rule Demystified: The Role of Weighted Factors in ACV

By Brian Evans • June 10, 2025
In property insurance claims, Actual Cash Value (ACV) is often calculated as replacement cost minus depreciation—but that doesn’t always reflect a property’s true value. Under the Broad Evidence Rule, adjusters and appraisers are encouraged to consider multiple factors, such as market value, functional condition, and income potential, to arrive at a fairer and more accurate valuation. This approach is especially useful for properties with unique characteristics or market conditions that don’t fit neatly into a standard formula. By weighting different valuation inputs, professionals can better capture the real economic loss—leading to more balanced, defensible outcomes for both insurers and policyholders.
Reconstruction Delays after LA Wildfires

Can the Rebuilding Begin Yet? A Timeline for LA Fire Victims and the Looming Crisis Ahead

By Brian Evans • June 9, 2025
4 steps homeowners affected by the Los Angeles Fires can take now to begin their recovery.
NYC Flood Zones

80,000 Homes in the New York City Area may be Lost to Flooding in the next 15 Years

By Brian Evans • June 7, 2025
Eastern Public CEO, Brian Evans explores why New York’s housing crisis can’t be solved without rethinking how and where we build, and why zoning reform is essential to climate resilience.
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